Bill Yount | It’s never too late. An episode for “Late Starters”

In this episode of MONEYO2, we sit down with Bill Yount, host and creator of the Catching Up To FI podcast. As an ER physician, Bill and his wife faced a wake-up call in their late forties and early fifties—they were high earners living in a big house but had little to show for it and were unprepared for retirement. Bill shares his journey of transforming his life: selling their house, relocating across the country, and adopting a frugal lifestyle in pursuit of financial freedom.

Bill openly discusses the shame he felt about not being ready for retirement and breaks the myth that a high income automatically means financial intelligence or preparedness. He emphasizes the importance of decisive action, consistency, and understanding that there’s no quick fix.

If you’ve ever felt stuck in your financial journey or worried it’s too late to change, this episode offers hope and practical insights. Tune in for inspiration and actionable steps toward your own path to financial freedom.

Listen to the full episode here.